Website: Egg
Phone: 08456 000 290
There's only a narrow selection on offer, but an Egg mortgage is good value in the long term, flexible to use and maintain, plus there are offset benefits to existing Egg customers.
Egg is an online bank, just beginning to attack the mortgage market. They've done this by offering two very competitive mortgage products- but that doesn't mean they're right for you- other companies offer 200 options!
The Egg mortgage is one of the new breed of 'flexible' offerings- you can take a break or top up your account anytime; and they have been proven to offer long term value. The fees are low, and there are no complicated tie-ins: with an Egg mortgage, you don't have to buy their insurance policies, for example, and if you want to move again, that's just fine! Most importantly, if you're an Egg account holder, you can offset your savings against your mortgage, and save yourself some interest.
Do give an Egg mortgage some serious thought if you're already an Egg customer, but if you want choices, then do some legwork first.
