Website: Landlord
Phone: 0800 917 3324
Wait for it- a Landlord Mortgage mortgage is designed for landlords! Without being flippant, this is your first call for buy-to-let mortgages, on account of both the wide range of products, the personalised build-your-own mortgage service, and the expert assessment of your situation, which may lead to approval where you would otherwise be declined.
Landlord Mortgages, unsurprisingly, are specialist lenders for buy-to-let homebuyers. As with most buy-to-let deals, they will lend on the basis of a mixed proportion of your standard income plus the income from your new property covering the mortgage. As specialists in letting, they can offer not only exclusive mortgages not offered by other lenders, but also offer tighter assessment rules as to whether, and how, to lend. If you cannot get a buy-to-let deal elsewhere, this may be an ideal option.
The Landlord mortgage range on offer, whilst primarily consisting of fixed, variable and tracker rates, is constantly changing and only a small selection of funds available appear on the site; a completely tailored Landlord mortgage which you define with the company is also available.
LTV rates are generally up to 85%; and there are even products for what would ordinarily be non-status applicants; for example unproven incomes; and others with no redemption penalties. If you're considering a buy-to-let, include Landlord Mortgages in your search, and ideally ask for a personal consultation.
