Website: Market Harborough
The Market Harborough mortgage range is sparse but innovative- "Your Choice" lets you pick the rate you want to pay! An unhelpful site lets down the show; but if you're looking for something different, do visit. A specialised subsidiary service is also offered to those with credit problems.
We must begin by saying that this is an abysmal site- it often doesn't work properly, and there's no direct phone number. That said, the company itself offers some pretty unique deals.
To begin with, the most bizarre Market Harborough mortgage is "Your Choice". We quote: "Email us and tell us what rate you want to pay and the type of mortgage you want. We'll cost it out and let you know whether we can do it." That sounds pretty fair. Don't expect a miracle deal, but it's certainly worth asking. Among the other offers are two stepped discount deals in which the first years' repayments are reduced when you need the money most; and a base rate tracker.
Fees are average (around £300) and in many cases dealing with the Society directly will allow them to waive your legal fees. The base rate tracker is fee-free. Early redemption penalties are usually the standard six months interest. The Market Harborough mortgage range isn't the widest, but there are some interesting alternatives. There is also a subsidiary company for bad credit cases.
